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Use our Mortgage Calculator to work out your monthly repayments

Simply enter the amount of mortgage capital that you want to borrow, the length of time you need to borrow it for and the interest rate you will be borrowing at. Press the "Calculate" button and the figures will appear at the bottom of the calculator.

Mortgage capital (no commas)	£
Repayment period (no commas)			years
Interest rate (enter 8% as 8)			%
Monthly repayment (Repayment)	£
Monthly repayment (Interest only)	£
However, at 12% it will be:	£
Monthly repayment (Interest only)	£

Reading your Results

The first figure in the table shows how much you would repay each month for a repayment mortgage. This is the total you would pay and includes interest and payment off the capital loan amount that you have borrowed. By paying off some of the capital each month you are also reducing the total amount you owe.

The second figure shows the amount of interest payment only. You are not paying anything at all off the capital loan amount so you need to have some other means of paying off the capital when the term of the loan matures. do not forget to add any payments you are making into an endowment, pension or ISA to this amount to get a true reflection of the monthly total.

Please note that these figures are intended as a guide only and that they are likely to change depending on your choice of mortgage and the mortgage terms. You should not committ to any mortgage before receiving exact figures.

To use this mortgage calculator you need to have a javascript enabled browser.

 

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